Solutions / Auto Loan
Price vehicle finance against real repayment capacity.
Auto loans carry more exposure per applicant than most consumer credit. Wealthstein's full factor set — including credit history and risk & fraud behavior — gives you the confidence to extend larger amounts without extending them blindly.
Use Cases
Where this shows up in practice.
New and used vehicle finance
Size loan amounts against a score band, not a flat one-size-fits-all approval line.
Fleet and commercial vehicle lending
Business-owner applicants get scored on the same identity used for their other credit accounts, not a fresh blank slate.
Repossession-risk flagging
Risk & fraud behavior signals help surface applicants worth a manual review before a large asset changes hands.
Now Piloting
Bring your own thin-file portfolio.
Score applicants a bureau can't reach. We're running a hands-on pilot with our next 20 lenders — bring a real batch of applicants, and we'll show you the scores against your outcomes before you commit anything.